United Bank of India - Amtala Branch - Kolkata

Very old bank in this area,and this bank is very busy any day of any week.

Good service but very much gathering always

United Bank of India, Amtala Branch is one of the oldest Bank at Amtala

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One of the old bank in Amtala. Good location. But require more staff. A large number of customers get facilities from here. The branch ATM is near to the branch.

This bank is very trustworthy. The inception of a Bank/Banking system in India goes back to the Vedic civilization. Loans were given to those in need and were then known to be the name ‘rnalekhya or rnapatra.’ As time evolved, Big merchants and business people started bidding interests on loans to farmers and small traders and the unpayable assets were confiscated. The first Bank established in India was the Bank of Hindustan at Calcutta in the year 1770. This was followed the start of other banks such as Bank of Calcutta, Bank of Madras, and Bank of Bombay in the early 19th century. Classifications of a Bank Commercial Bank: Theses may be government-owned or a private bank. There are 20 major commercial banks Industrial or Investment Banks: These banks provide long-term loans or other features to any industrial concerns. Exchange Banks:  These banks deal with the foreign exchange of currencies. A few Indian commercial banks also handle foreign currency exchange deals. Co-operative Banks: These are set-up regarding small-scale industries and farmer’s concern. Co-operative banks are subcategorized as Central Co-operative Banks and State Co-operative Banks. Land Mortage Banks: These banks provide loan-term debentures to agriculturalists and farmers. Central banks: This Bank occupies the central position in the country and is the financial market’s statutory body. Saving Banks: these banks promote savings scheme among the middle-class families. However, the savings accounts are monitored by the commercial banks in India. Indigenous banks: These lend money and finance the country’s internal trade. Regional Rural Banks: Theses banks are set-up by the central government for the economic development of rural regions. The commercial banks sponsor these banks. Functions of a Bank The essential function of a bank is to receive deposits. Theses deposits are received as fixed deposits- which have a limited time frame, current deposits- require no interests and are framed mainly for business people and savings bank deposits to encourage savings with a 5 percent interest rate. Another primary function of a bank is to lend money through cash credits or loans, overdrafts, or discounting bills. The banks usually charge a higher interest rate while giving money.

This bank staff behiveour very bad.

Horrible horrible service. Its been 1 year I have submitted my kyc form they are so so lazy that still its not been updated. One of my family members have applied for dabit card and its still pending. I cant give it a zero star thats why 1 star. Horrible experience.